A personal medical book (LMC) is a document confirming that a person is healthy and is not a carrier of infectious diseases. An indicative list of productions, the personnel of which are required to periodically undergo a medical examination, is given in the letter of the Ministry of Health of Russia dated August 7, 2000 No. 1100/2196-0-117.… Read More »
Compulsory medical insurance (CHI) is one of the types of state compulsory social insurance of citizens in the Russian Federation. Compulsory medical insurance provides the constitutional right (Article 41 of the Constitution of the Russian Federation) of every citizen of the Russian Federation to receive free medical care (in the event of an insured event)… Read More »
A beneficiary is a person in whose favor an insurance contract has been concluded, that is, to whom, upon the occurrence of an insured event, an insurance payment must be made. The beneficiary can be either an individual or a legal entity. The consent of the beneficiary to conclude an insurance contract in his favor… Read More »
Accident insurance: basic concepts, types, conditions, risks covered, rules for payment of compensation, tariffs, best insurers Our lives are full of dangers. In the car and plane, at work and at home, on vacation and business trip – everywhere a person can get injured, wounded, become infected with an acute infection. Temporary disability or disability… Read More »
Life insurance is considered one of the most popular types of insurance worldwide. However, until now, not everyone in Russia knows what this policy is for and how to use it. We figured out what life insurance policies are and what their real benefit is. Life insurance: what is it Life insurance is a type… Read More »
Insurance is fundamental in our lives: it gives us support, security and efficiency. We all know them and make use of them, whether to protect our heritage, our health or the future that awaits us. Despite its recognition and employment in society, not many know the basic documents that accredit and specify, what conditions include their… Read More »
One of the most particular types of life insurance is mortgage life insurance. It is an insurance that many banks require mortgage applicants to subscribe. The objective is to cover the bank against the possible death of the client taking the mortgage. If that death occurs, the insurance gives the bank compensation that serves to cover what remains to… Read More »
Alright, gather ’round, mates! Today, we’re diving into the riveting world of life insurance—a safety net that’s as essential as a cuppa on a rainy day. Life is full of surprises, and trust me, you’d rather have insurance than face life’s unexpected plot twists without it. So, put on your detective hats and let’s unravel… Read More »