At some point in our professional career, we are likely to wonder if the time has come to change jobs. There are several signs that can tell us that the time is right to do so, and it is important to pay attention to these signs to make an informed decision. One of the first factors… Read More »
Property is insured voluntarily. And the risk of causing harm is mainly at the request of the law. Although there are situations when such foresight is very beneficial. In the article we tell who is obliged to ensure liability and why you need it. Who insures liability and why? The insured house burned down; the owner received a… Read More »
Apartment owners can see the item “voluntary home insurance” in the monthly payment document. We found out what kind of insurance it is, what risks it covers, how it works and whether it is necessary to buy it. What is home insurance in the utility bill? Voluntary insurance in the utility bill is insurance against… Read More »
Compulsory medical insurance: how to get it, what can be treated, how it differs from VHI, is it possible to treat teeth for free The compulsory medical insurance policy is a policy of compulsory free medical insurance that the state provides you. With it, you have access to all local doctors, high-tech treatment, special types… Read More »
In receipts for housing and communal services, you can find a line about voluntary home insurance for 100-200 rubles in addition to the invoice. We understand how state insurance works and whether it is necessary to issue an additional policy in insurance companies separately. Mari Makeeva, collage by Lami Al Dari Mari Makeeva, collage by Lami Al Dari… Read More »
A personal medical book (LMC) is a document confirming that a person is healthy and is not a carrier of infectious diseases. An indicative list of productions, the personnel of which are required to periodically undergo a medical examination, is given in the letter of the Ministry of Health of Russia dated August 7, 2000 No. 1100/2196-0-117.… Read More »
Compulsory medical insurance (CHI) is one of the types of state compulsory social insurance of citizens in the Russian Federation. Compulsory medical insurance provides the constitutional right (Article 41 of the Constitution of the Russian Federation) of every citizen of the Russian Federation to receive free medical care (in the event of an insured event)… Read More »
A beneficiary is a person in whose favor an insurance contract has been concluded, that is, to whom, upon the occurrence of an insured event, an insurance payment must be made. The beneficiary can be either an individual or a legal entity. The consent of the beneficiary to conclude an insurance contract in his favor… Read More »
Accident insurance: basic concepts, types, conditions, risks covered, rules for payment of compensation, tariffs, best insurers Our lives are full of dangers. In the car and plane, at work and at home, on vacation and business trip – everywhere a person can get injured, wounded, become infected with an acute infection. Temporary disability or disability… Read More »
Life insurance is considered one of the most popular types of insurance worldwide. However, until now, not everyone in Russia knows what this policy is for and how to use it. We figured out what life insurance policies are and what their real benefit is. Life insurance: what is it Life insurance is a type… Read More »